RBI’s 2025 guidelines for CIBIL score management issued a few days back are a significant step toward enhancing consumer empowerment and financial transparency. Sajjad BazazA lady entrepreneur approached a bank as her Mudra loan application was approved by a sponsoring agency for a financial assistance of Rs. 10 lakhs. Her project was found productive and…
Sajjad Bazaz (sajjadbazaz@straight-talk-communications)On the eve of Republic Day celebrations, I came across a short video capturing enthralling beauty of Jammu and Kashmir resonating with a song carrying immortal lyrics ‘Sare Jahan Se Accha Hindustan Humara’, written by Sir Mohammad Iqbal, popularly known as Allama Iqbal. Of course, the lyrics are most suited for us to…
A Soul-Searching Question from the Kashmiri Pandit Community to Kashmiri Muslims. Kundan Kashmiri“If Kashmir does not belong to me, how can it belong to you?” This profound question, posed by the Kashmiri Pandit community to Kashmiri Muslims, is not just a rhetorical challenge but a call for deep reflection. The undeniable truth of Kashmir’s history…
Anxiety anger and hostility are very commonly seen features in our population, senior citizens are especially prone to get it. Prof Upendra Kaul Links between the heart and emotion have been postulated for centuries. However, data supporting this connection have only become available recently. A growing body of evidence now suggests that negative affective states,…
If you are moving money at the behest of some other person, you may be serving as a money mule. it is punishable under law. Sajjad BazazIn this modern digital era, online frauds have become permanent companions in daily public life. Even as the government and the Reserve Bank of India (RBI) are continuously taking…
